In a good way. Let me explain
1. Walgreens joins Sears Holding, Darden Restaurants and other firms in moving its workforce into the private (health-care) exchanges.
2. Some (Walgreen) employees could end up paying less than $5 a month for a plan offering minimal coverage.
3. “This is good for EMPLOYERS because it makes their costs more predictable,” said Thomas Buchmueller, a health economist who teaches at the University of Michigan. “But it is also a good thing for EMPLOYEES, who will have more choices.”
4. Aon Hewitt said that the number of workers joining its (private) exchange in 2014 is five times the number currently enrolled. (Editor: Due to shift from individual insurance companies.)
5. 28 percent of the companies (surveyed) expect to join private health exchanges within five years.
6. The (private health-care) exchanges allow workers to shop for health benefits from a wide menu of insurance plans offering an array of coverage options and prices.
7. The idea behind private exchanges, like Obamacare, is to stoke competition that would lower prices while giving employees more options.
To confirm these facts, refer to this website: http://www.washingtonpost.com/business/economy/walgreens-moves-workers-to-private-health-care-exchanges/2013/09/18/46f2c074-2082-11e3-8459-657e0c72fec8_story.html
I predict that health-care insurance companies will NOT survive unless they are part of public OR private health-care exchanges.
I predict that the exchanges will reduce the number of plans in the next few years. Care First has already lowered their number from 62 to 8.
Some of the companies that are in private exchanges include: eHealthInsurance, BenefitMall, Liazon Corporation, ConnectedHealth, Choice Administrators, TowersWatson -Extend.
Some of the companies that are in public exchanges include: Celtic, Kaiser, CIGNA, Access Health, Care First (Blue Cross / Blue Shield)
For more information visit http://en.wikipedia.org/wiki/Health_insurance_marketplace