Retirement Plan That Mutual Funds Do Not Want You To See

Social Security is a blessing in disguise.  It is the one thing that Congress does not dare cut.  It is the one benefit millions of Americans count on for retirement. It is a hole in one.

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Many people could retire if they withdrew their pensions and 401Ks early and delayed getting Social Security until they are 71.  That is what Mutual Fund Companies don’t want you to know.  That is because Social Security payments can increase 8% a year if you wait.  And withdrawing from 401Ks reduces Mutual Fund Company profits.

But do not take my word on this great secret.  Here is an article from the former President of Boeing Aerospace that agrees with delaying the collection of Social Security benefits until the age of 71.

http://www.marketwatch.com/story/how-to-profit-from-social-securitys-quirks-2014-08-07

Here is another one from a USAToday Personal Finance Journalist recommending you use your 401K before Social Security.

http://www.usatoday.com/story/experience/weekend/lifestyle/2014/10/30/use-401k-before-social-security/18008107/?csp=managingmoney

Free Ultimate Retirement Spreadsheet

An easy to use spreadsheet has been developed that can help you calculate your future retirement.  Just fill in a few boxes and your future income, taxes and net worth are automatically calculated.

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If you want to change the start and stop dates, just change the values in a few boxes.  Adjust the values all you want and as many times as you want until the ultimate retirement is right before your eyes.

This valuable yet free spreadsheet even takes into consideration the 50% tax if you earn more than the maximum income Social Security allows. No other calculator does this for you!

How To Get This Powerful Free Tool

Simply fill in the following form and this Ultimate Retirement Spreadsheet will be sent to you.  We will NOT sell your email address and we will NOT flood you with stupid offers.

So do not waste another minute.  You could enjoy retirement sooner than you think.

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Results may vary and are not guaranteed due to changes in inflation and tax laws.

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Caption Contest – Retirement

Here is my entry to the USA Caption Contest featuring art work by Mike Smith.

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For more retirement fun look at this post.

https://michaelekelley.com/2013/02/01/cheating-death-by-procrastination/

 

Cheating Death By Procrastination

Here is my logic.  If most people retire at age 65 and the average life expectancy is 84 years, than that means most people live 19 years after retirement.

pushretirementThus if you postpone retirement, you should postpone death.

In other words, if I delay retirement until age 75, then I should live to age 94, right?

I gotta think positive.  I need time to rebuild my nest egg.