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Category Archives: Publications
#Assassination Trilogy Available
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Three fictional thrillers based in the future by Michael E Kelley. Make sure you buy the 2022 or 2023 Editions.
Here is the link to the Lulu.com bookstore to find all three.
https://www.lulu.com/search?page=1&q=assassination+kelley&pageSize=10&adult_audience_rating=00
Or you can visit Amazon.com by clicking on this link to purchase a paperback or ebook.
Or visit ThriftBooks.com by clicking on this link.
Or visit BarnesandNoble.com by clicking on this link to purchase a paperback or ebook.
https://www.barnesandnoble.com/s/%22the%20assassination%20of%22%20%22michael%20e%20kelley%22
P.S. Look for the solution to our broken democracy on Page 111 in the yellow book.
Federal Reserve Needs to Manage Mortgage Rates – Raise Your Hand If You Agree
CPI used by Federal Reserve rose slowly. 2021 – 7.6% 2022 – 6.3%
But Median Home Price (Inflation) rose faster. 2021 – 18% 2022 – 13%
The problem is the Fed was watching the CPI and not looking at housing prices which rose a lot faster. That resulted in similar large rent increases. Powell and the Fed did NOT recognize the need to raise rates UNTIL January 11, 2022.
Solution 1: Have Congress give the Federal Reserve the mission of controlling mortgage rates in conjunction with housing inflation. OR
Solution 2: Combine the Federal Student Aid, Fannie Mae, and Freddie Mac agencies into the new Federal Loan Administration and have it set rates in conjunction with the Federal Reserve for student and housing loans. Student loan rates and mortgage rates would rise as demand rises or as prices rise. Likewise they would go down independently of the Fed Funds Rate as demand goes down or as prices drop.
Trump Will Fire All Government Workers that are Democrats
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If Trump is elected, his action will be hung up in courts for a year before being resolved.
If Trump is elected, the results of this action are as follows:
- Trump gets revenge.
- Trump can destroy the Justice Department.
- Trump can put loyal Republicans in place.
- The Koch brothers get the Federal government immediately cut in half.
Pro-Choice Is A Religion – And Pro-Life Is A Religion
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A. Title VII Defined Religion
Religious beliefs include theistic beliefs (i.e. those that include a belief in God) as well as non-theistic “moral or ethical beliefs as to what is right and wrong which are sincerely held with the strength of traditional religious views.”
One religion believes in God. Another believes in Buddha. That does not mean one is right and the other is wrong.
Therefore, Pro-Choice is a religion and Pro-Life is a religion. They can coexist.
B. US Constitution – First Amendment Defined Rights of Religion
Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof …
C. Therefore, Pro-Choice AND Pro-Life shall be exercised anywhere in our nation.
If you agree, please pass along the link to this web page.
The Assassination of a Broken Democracy Is Available Now
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PLOT
Three seemingly random characters are running for their lives in this fictional thriller.
BROKEN DEMOCRACY
The book “Tyranny of the Minority” has 15 points to be implemented to fix our Democracy. But they are mostly about voting rights which are hard to quantify and get passed.
Likewise, Bernie Sander’s “Our Revolution” has lots of voting rights proposals. He also has a lot of financial reform proposals but misses the core problems.
“The Failure of Laissez Faire Capitalism” blames banks and the 1% for our problems but misses the fact that the underlying problem is our broken Capitalist Democracy and concepts allowed under Citizens United.
“The Assassination of a Broken Democracy” uses a thriller story to subliminally propose getting rid of 10 problems that did not exist 200 years ago. Some of the 10 problems include gerrymandering, filibuster and super PACs.
“Tyranny” and “Revolution” propose changing some of these but offer no process to get change done.
On the other hand, “Assassination” proposes a solution to eliminate these problems which did not exist 200 years ago.
Originalists like SCOTUS Judge Alito want to put us back 200 years. Since these 10 problems did not exist 200 years ago, they should agree to get rid of them.
AVAILABLE WHERE AND WHEN
I hope you enjoy “The Assassination of a Broken Democracy” as much as I did in bringing it to you. It is currently available at Lulu.com.
Coming soon to Amazon.com and BarnesandNoble.com.
Michael E Kelley
FOMCGPT Is Better Than FEDERAL RESERVE
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Federal Open Market Committee (FOMC) sets policy for the Federal Reserve.
Data to Monitor Once A Month \\ 50 Plus Year Average \\ Acceptable Range
- Consumer Price Index YOY (CPY) Avg 3.8% Range 3%-5%
- Case Shiller Home Price Index YOY (HPY) Avg 5.29% Range 3.5%-7%
- Unemployment Rate (UR) Avg 5.73% Range 4.5%-7%
Tools Available
- Raise/lower Federal Funds Rate if CPY is too high/too low
- Raise/lower Federal Mortgage Rates if HPY is too high/too low
- Raise/lower Quantitative Easing if UR is too low/too high
- Auction Off Troubled Financial Institutions
Financial Institution Tests
- Uninsured deposits / domestic deposits < 50%
- Loans and held-to-maturity securities / total deposits < 50%
- Financial Institutions that fail both tests for two consecutive quarters are auctioned off.
RESULT: No peer pressure, no human error, no recessions!
FOMCGPT(tm) To The Rescue!
A ChatGPT bot (FOMCGPT) has been designed to generate Federal Reserve policy once a month incorporating the algorithm above using easily modifiable configuration files. It is being tested using Federal Reserve FRED data from April 2021 to April 2023.
Fed Powell Texts Mid-Size Bank Presidents – “Hey, Are you guys solvent?”
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HEY WANT TO KNOW A SOLUTION?
https://www.barnesandnoble.com/w/the-assassination-of-too-big-to-fail-michael-e-kelley/1142968143
How to Prevent Bank Failures – Read This
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New York Stock Exchange Halted. Flash Crash Again?
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https://www.cnn.com/2023/01/24/investing/nyse-halt-stocks/index.html
Flash Crash could happen again. Click on
Michael E Kelley 