Human Wheel Desk for Ultimate Multitaskers

They say what goes around, comes around.

human_wheel_desk

Now you too can simultaneously work out and work in your home office.

Ultimate multitaskers can finally burn those calories and burn the midnight oil.

While we are on the subject of humans, take a look at this blog.

https://michaelekelley.com/2014/09/19/why-humans-are-more-important-than-workplaces/

Thanks

Naming Hurricanes After Climate Deniers

Over 3 million have viewed this video.

climate_name_chg

http://www.youtube.com/watch?v=efAUCG9oTb8

For more information go to

ClimateNameChange.org

Why Humans Are More Important Than Workplaces

Here is a great article about workplace relationships and their importance.

business_handshakehttps://www.linkedin.com/today/post/article/20140911124150-20017018-the-worst-mistake-you-can-make-when-you-quit-a-job

This article reinforces the belief that humans are humane and corporations usually are not.

Humans are geared to help other humans, foster friendships and nurture family.

Corporations, on the other hand, are geared for making a profit.  They too often look at the short term including how to cut costs.  This may lead to dumping into the ground or river as happened recently in Virginia.

Sure corporations are a legal entity.  They were created to  protect its members, build a brand name and provide tax money to society.

But when Lincoln and the Constitution mention inalienable rights, they are talking about the rights to life, liberty and the pursuit of happiness.  These are the rights of humans not corporations.

That is why reversing the Supreme Court Citizens United case and voting for Senate Joint Resolution 19 is so important.  Let’s take our democracy back.

https://movetoamend.org/

Thanks

Central Bank of Central Banks Warns Of Crash

The Bank for International Settlements, BIS, warns that silence is NOT golden.

golden-gun-hd-wallpapers

The BIS has been warning for years of the dangers of very low interest rates.

“A common mistake is to take unusually low volatility and risk spreads [aka silence] as a sign of low risk when, in fact, they are a sign of high risk-taking,” said Claudio Borio, head of the monetary and economic department at the BIS.

Borio added that the last time uncertainty was this low was in 2007 just before one of the largest forecast errors the economics profession has ever made [aka Great Recession].

Now the BIS has warned the world again.  This time with specifics.

The BIS said 55% of collateralised debt obligations (CDOs) now being issued are based on leveraged loans, an “unprecedented level”. This raises eyebrows because CDOs were pivotal in the 2008 crash. “Activity in the leveraged loan markets even surpassed the levels recorded before the crisis: average quarterly announcements during the year to end-September 2014 were $250bn,” it said.

See the following link for more information.

http://www.marketwatch.com/story/low-volatility-is-a-sign-of-high-risk-taking-bis-official-says-2014-09-14?siteid=nwham

Does the BIS have to get out its big guns to make its point?

The Future Includes Job Trusts

A LinkedIn.com article incorrectly proposed a future where employers share employees.

torn_photo

 

 

 

 

 

 

 

 

 

 

 

YOU MISSED IT BY THIS MUCH >< !

Employers need these 2 things from workers: 1. a certain amount of dedication without conflicts of interest and 2. a knowledge-base of the employer’s company processes.

These cannot be done with “contract labor” aka employee sharing as the article predicts.

INSTEAD JOB TRUSTS WILL EXIST.

The term “job banks” could just as easily be used but everyone hates banks.

These TRUSTS are the middle tier and act like a job service.  They handle the pay and benefits for employees and possibly even the training.  They will exist for groups of similar employees such as federal employees  or software engineers.

The biggest problem with software engineers is the constant seesaw of waves of work and constant hiring, followed by layoffs and then hiring and then firing.  Job Trusts will level the playing field.

My book “The Assassination of Political Robocalls” , which can be found at Amazon.com, foresees JOB TRUSTS along with 50 other predictions.

In conclusion, the article is correct that the future of work will be totally different.  But Job Trusts will be the new paradigm.

Thanks

What If Russia Was Kicked Out of the Olympics?

Would Putin change course on Ukraine?

putin olympicsAt what point does the World consider evicting a rogue country?

Would the International Association of Athletics Federations (IAAF) have to make the request to the International Olympic Committee before the 2016 Olympic Games in Rio?

Or could the IAAF kick Russia out of the 2015 IAAF World Championships in Beijing?

In December 2013, the IOC considered expelling India from the 2014 Sochi Winter Olympics.

In recent years, the IOC suspended the national Olympic bodies of Kuwait, Ghana and Panama for political interference, but all were eventually reinstated.

In 1970, the IOC formally expelled South Africa from the Olympics. The country returned to the fold at the 1992 Barcelona Games.

Lots of questions.  Few answers.

 

Federal Reserve Can Create Jobs

THE FED has increasing employment as part of its charter. Yes, inflation is not the only goal in the charter.

underinvestment As this chart shows,US businesses are NOT INVESTING in capital for the future and consequently few new jobs are being created.

The Center for American Progress (americanprogress.org) has recommended creating a NATIONAL INFRASTRUCTURE BANK to fix our crumbling national infrastructure.

THE FED can use the LENDER OF LAST RESORT powers which allow lending to any institution including states and cities not just the financial institutions which are only using the loans to pump up the stock market.  THE FED could loan to the NATIONAL INFRASTRUCTURE BANK.

States and cities could use the loans for infrastructure which would CREATE JOBS similar to the Civilian Conservation Corps.  For example the Fed could have used these powers to bail out Detroit.

Read about it on wikipedia:

http://en.wikipedia.org/wiki/Federal_Reserve_System#Lender_of_last_resort

Thanks

1 State To End Citizens United

There are 2 scenarios to end Citizens United.  Both require only 1 state.

The Move To Amend version of a Constitutional Amendment has been passed in 16 states and could reach 34 in 2 years.  https://movetoamend.org/wethepeopleamendment

But rather than wait 2 years, we can shorten the process using the vagueness in Article V of the Constitution.  We have two opportunities and should press for both to increase our chances of success.

1. Rescissions not mentioned in Article V

Wikipedia says 33 out of 34 required states have asked for a Convention for a Balanced Budget Amendment (BBA), if you ignore the rescissions.    http://en.wikipedia.org/wiki/Balanced_budget_amendment

That is just one state short of asking for a convention.  Article V does not mention rescissions.  Meanwhile the constitution does NOT limit topics at a convention.  So a BBA called convention could discuss Citizens United!

2. Topic limits not mentioned in Article V

Unfortunately some states rescinded the BBA vote leaving 20 states. As mentioned above,16 states have passed bills for an amendment to Overturn Citizens United (OCU).  See chart below.  When you eliminate overlap, the number of states that voted for a Constitution Convention currently totals 33 out of a required 34.  One state short of asking for a convention. Again the constitution does NOT limit topics at a convention.

1state2overturncu_part1

1state2overturncu_part2

Obviously we need just one more state as seen in red such as Washington or Minnesota to ask for a Constitutional Convention for either a Balanced Budget Amendment or a Overturn Citizens United amendment.  Do you have contacts in Washington or Minnesota to push for having a convention?

Then it is off to the Supreme Court to make the Constitutional Convention a reality.

Whoo!  Hoo!

Home Equity Bubble To Burst

Homeowners, that are PAYING ONLY INTEREST, are in for a shock.

home_equity_bubbleMany people bought homes during the crazy days before the Great Recession.  Many of them have been paying only interest on those mortgages.  Now their payments are about to jump up to include the principal.  Many people will have their house PAYMENT DOUBLE!

The number of homes involved constitutes a bubble as seen in the graph above.

For 2014 about $22 billion worth of homes are involved in home equity loans.  If the average house is $215 thousand, then that means a little over a 100 thousand homes are involved.  That is about 2.5% of the current home sales.

For 2015 the amount of home equity loans involved doubles from the previous year.  Thus over 200 thousand homes could be involved or about 5% of current home sales.

This could result in a lot of foreclosures again if they are not refinanced.

Then with Quantitative Easing ending by January 2015, we could see a return of cash payments to normal levels which could result in a 10% drop in home sales.

The 5% increase in home inventory combined with a 10% drop in buyers could be a double whammy to the housing recovery.  Let’s hope for the best.

States Flunk Health Care Pricing Transparency

When is the NSA better than my state’s government?

state_health_price_transThe answer is when the NSA can go through billions of phone records and find a terrorist in Yemen but our states have access to millions of health provider records but are unable to monitor the providers.

Likewise my healthcare provider spends millions on lobbyists but cannot tell me how much it will cost to fix a broken nose.

What is wrong with this picture?

For more information, see this site. http://blogs.marketwatch.com/health-exchange/2014/03/25/nearly-every-state-flunks-health-price-transparency-report-says/