Wall Street Goes Frothy – No Not Starbucks

I am talking about huge swings in the market.

swing

No, not that type of swing.  I am talking about the huge daily changes in market value.  See the chart below courtesy of bigcharts.marketwatch.com.

djia_frothy

Specifically, this chart shows huge daily changes in the Dow Jones Industrial Average (DJIA) during the week of Sept 22-26.

Monday 9/22 down 105

Tuesday 9/23  down 100

Wednesday 9/24 up 150

Thursday 9/25 down 250

Friday 9/26 up 167

The summary is the market is frothy.  Why?  Because the QE3 is winding down, the economy is still struggling and the financial sector has been over stimulated.  Thus there is a lot of nervousness.

The conclusion: we are overdue for a big correction.

Human Wheel Desk for Ultimate Multitaskers

They say what goes around, comes around.

human_wheel_desk

Now you too can simultaneously work out and work in your home office.

Ultimate multitaskers can finally burn those calories and burn the midnight oil.

While we are on the subject of humans, take a look at this blog.

https://michaelekelley.com/2014/09/19/why-humans-are-more-important-than-workplaces/

Thanks

Naming Hurricanes After Climate Deniers

Over 3 million have viewed this video.

climate_name_chg

http://www.youtube.com/watch?v=efAUCG9oTb8

For more information go to

ClimateNameChange.org

Why Humans Are More Important Than Workplaces

Here is a great article about workplace relationships and their importance.

business_handshakehttps://www.linkedin.com/today/post/article/20140911124150-20017018-the-worst-mistake-you-can-make-when-you-quit-a-job

This article reinforces the belief that humans are humane and corporations usually are not.

Humans are geared to help other humans, foster friendships and nurture family.

Corporations, on the other hand, are geared for making a profit.  They too often look at the short term including how to cut costs.  This may lead to dumping into the ground or river as happened recently in Virginia.

Sure corporations are a legal entity.  They were created to  protect its members, build a brand name and provide tax money to society.

But when Lincoln and the Constitution mention inalienable rights, they are talking about the rights to life, liberty and the pursuit of happiness.  These are the rights of humans not corporations.

That is why reversing the Supreme Court Citizens United case and voting for Senate Joint Resolution 19 is so important.  Let’s take our democracy back.

https://movetoamend.org/

Thanks

Central Bank of Central Banks Warns Of Crash

The Bank for International Settlements, BIS, warns that silence is NOT golden.

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The BIS has been warning for years of the dangers of very low interest rates.

“A common mistake is to take unusually low volatility and risk spreads [aka silence] as a sign of low risk when, in fact, they are a sign of high risk-taking,” said Claudio Borio, head of the monetary and economic department at the BIS.

Borio added that the last time uncertainty was this low was in 2007 just before one of the largest forecast errors the economics profession has ever made [aka Great Recession].

Now the BIS has warned the world again.  This time with specifics.

The BIS said 55% of collateralised debt obligations (CDOs) now being issued are based on leveraged loans, an “unprecedented level”. This raises eyebrows because CDOs were pivotal in the 2008 crash. “Activity in the leveraged loan markets even surpassed the levels recorded before the crisis: average quarterly announcements during the year to end-September 2014 were $250bn,” it said.

See the following link for more information.

http://www.marketwatch.com/story/low-volatility-is-a-sign-of-high-risk-taking-bis-official-says-2014-09-14?siteid=nwham

Does the BIS have to get out its big guns to make its point?

Scientists Discover Sound Made By Atom – Duh

That’s right.  You heard it first right here on this website.

atom_sound

We are constantly aiming to bring you fresh red-hot news right here..

As our Valley Girlfriends would say, “Duh.  Everything makes a noise.  Especially if you bump into someone or something.”

So scientists using the latest technology have discovered the sound atoms make.  It is “D” as in doe, a deer, a female deer.

doe

For more information, about the atom sound not the doe, visit the following website:

http://www.huffingtonpost.com/2014/09/12/sound-atom-captured_n_5810124.html

Thanks

Retirement Plan That Mutual Funds Do Not Want You To See

Social Security is a blessing in disguise.  It is the one thing that Congress does not dare cut.  It is the one benefit millions of Americans count on for retirement. It is a hole in one.

retire_golf_man

Many people could retire if they withdrew their pensions and 401Ks early and delayed getting Social Security until they are 71.  That is what Mutual Fund Companies don’t want you to know.  That is because Social Security payments can increase 8% a year if you wait.  And withdrawing from 401Ks reduces Mutual Fund Company profits.

But do not take my word on this great secret.  Here is an article from the former President of Boeing Aerospace that agrees with delaying the collection of Social Security benefits until the age of 71.

http://www.marketwatch.com/story/how-to-profit-from-social-securitys-quirks-2014-08-07

Here is another one from a USAToday Personal Finance Journalist recommending you use your 401K before Social Security.

http://www.usatoday.com/story/experience/weekend/lifestyle/2014/10/30/use-401k-before-social-security/18008107/?csp=managingmoney

Free Ultimate Retirement Spreadsheet

An easy to use spreadsheet has been developed that can help you calculate your future retirement.  Just fill in a few boxes and your future income, taxes and net worth are automatically calculated.

retirement_spreadsheet_input

If you want to change the start and stop dates, just change the values in a few boxes.  Adjust the values all you want and as many times as you want until the ultimate retirement is right before your eyes.

This valuable yet free spreadsheet even takes into consideration the 50% tax if you earn more than the maximum income Social Security allows. No other calculator does this for you!

How To Get This Powerful Free Tool

Simply fill in the following form and this Ultimate Retirement Spreadsheet will be sent to you.  We will NOT sell your email address and we will NOT flood you with stupid offers.

So do not waste another minute.  You could enjoy retirement sooner than you think.

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retire_tennis_women

Results may vary and are not guaranteed due to changes in inflation and tax laws.

All You Can Eat Buffett – As In Warren Buffett

Let’s don’t all get big heads now!

buffett

Okay.  I love blowups of heads as much as anybody.  Like the recent “The Voice” episode featuring the finals where the country western singer, Jake Worthington,  has his hometown rooting for him.  With blowups of his head.

team_jake

Anyways back to Warren Buffett.  Here is a website that proves that you can earn more money and eat better than Warren.

http://www.marketwatch.com/story/beat-warren-buffett-at-his-own-game-2014-05-14?link=MW_retirement_popular

Good luck with your investments.

The Future Includes Job Trusts

A LinkedIn.com article incorrectly proposed a future where employers share employees.

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YOU MISSED IT BY THIS MUCH >< !

Employers need these 2 things from workers: 1. a certain amount of dedication without conflicts of interest and 2. a knowledge-base of the employer’s company processes.

These cannot be done with “contract labor” aka employee sharing as the article predicts.

INSTEAD JOB TRUSTS WILL EXIST.

The term “job banks” could just as easily be used but everyone hates banks.

These TRUSTS are the middle tier and act like a job service.  They handle the pay and benefits for employees and possibly even the training.  They will exist for groups of similar employees such as federal employees  or software engineers.

The biggest problem with software engineers is the constant seesaw of waves of work and constant hiring, followed by layoffs and then hiring and then firing.  Job Trusts will level the playing field.

My book “The Assassination of Political Robocalls” , which can be found at Amazon.com, foresees JOB TRUSTS along with 50 other predictions.

In conclusion, the article is correct that the future of work will be totally different.  But Job Trusts will be the new paradigm.

Thanks

What If Russia Was Kicked Out of the Olympics?

Would Putin change course on Ukraine?

putin olympicsAt what point does the World consider evicting a rogue country?

Would the International Association of Athletics Federations (IAAF) have to make the request to the International Olympic Committee before the 2016 Olympic Games in Rio?

Or could the IAAF kick Russia out of the 2015 IAAF World Championships in Beijing?

In December 2013, the IOC considered expelling India from the 2014 Sochi Winter Olympics.

In recent years, the IOC suspended the national Olympic bodies of Kuwait, Ghana and Panama for political interference, but all were eventually reinstated.

In 1970, the IOC formally expelled South Africa from the Olympics. The country returned to the fold at the 1992 Barcelona Games.

Lots of questions.  Few answers.