Category Archives: Speaking

Mike Twain says Save the Horse and Buggy

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You can probably tell from my, what do you say now, threads that I’m an old guy from an older time. I want to take you back in time. To the turn of the century. Let’s go to January 1, 1900. Long before Y2K, whatever the hell that is. I want to talk about something that’s really important to me.

We are on the verge of major change and I want to make sure that we make the right decision. What am I talking about? I’m talking about saving horses and buggies, okay? 

A lot of people have invested in horses. A lot of people have jobs in the buggy industry. Okay? And now there’s a new contraption coming out that promises all kinds of things and I’m here to tell you that not all of those things are true.

I am talking about this new magical thing called a horseless carriage.

One of the biggest things that I’m worried about is that horses are wonderful animals. If we switch to a gas-powered motorcar, the lives of thousands of beloved horses are endangered. Maybe hundreds of thousands of horses that we use everyday in our lives.

Everyone loves horses. They are like big dogs. Many are family pets. Why would we want to get rid of a family pet? Why would we want to treat them like trash and throw them out with our garbage? 

I have to warn you that one of the biggest dangers of these new gas-powered motorcars is Hello! You’re driving around with a flammable liquid!!! Are you crazy? 

Do you want to put what you love the most at risk? No, not your horse. I mean your family! Do you want to drive around with a vehicle that could explode and kill all the members of your family? I mean it sounds insane to me that somebody would ever even think about that. 

You know some of the promises that they’re making are just crazy. Things like going many more miles than a horse can go. But what about worrying about how to refill? Where do you find gas to refill your car? It’s insane. It’s not like we have gas stations on every corner.

And also look at the fact that a lot of these horseless carriages cannot get over these rocky country roads. Most of our dirt roads out there have potholes from rain and floods and other natural occurrences. A horse is a beautiful thing and is able to climb over those things and out of those things. But a gas-powered motorcar can’t do that. 

In summary, there are so many advantages to staying with a horse and buggy. I’m really worried about the industry of the people that are building our buggies. The people that are helping you actually feed and care for our horses. I don’t want them to lose their jobs. I don’t want to hurt those families. Do you? 

So I think it’s in the best interest of everybody that we give up the idea of changing to gas powered motorcars and thus, I want you to sponsor our new organization. 

We are creating a giant collection of horse and buggy people, horse organizations, buggy organizations, and veterinarian organizations. We’re all getting together and we’re creating this new organization. We do not want to waste any more of your time, so here’s the name of it:

Responsible Use of Buggies for a Better International Society aka RUBBIS. 

Thanks.

Trump Will Fire All Government Workers that are Democrats

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If Trump is elected, his action will be hung up in courts for a year before being resolved.

If Trump is elected, the results of this action are as follows:

  • Trump gets revenge.
  • Trump can destroy the Justice Department.
  • Trump can put loyal Republicans in place.
  • The Koch brothers get the Federal government immediately cut in half.

Pro-Choice Is A Religion – And Pro-Life Is A Religion

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A. Title VII Defined Religion

Religious beliefs include theistic beliefs (i.e. those that include a belief in God) as well as non-theistic “moral or ethical beliefs as to what is right and wrong which are sincerely held with the strength of traditional religious views.” 

One religion believes in God. Another believes in Buddha. That does not mean one is right and the other is wrong.

Therefore, Pro-Choice is a religion and Pro-Life is a religion. They can coexist.

B. US Constitution – First Amendment Defined Rights of Religion

Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof …

C. Therefore, Pro-Choice AND Pro-Life shall be exercised anywhere in our nation.

If you agree, please pass along the link to this web page.

The Assassination of a Broken Democracy Is Available Now

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PLOT

Three seemingly random characters are running for their lives in this fictional thriller.

BROKEN DEMOCRACY

The book “Tyranny of the Minority” has 15 points to be implemented to fix our Democracy. But they are mostly about voting rights which are hard to quantify and get passed.

Likewise, Bernie Sander’s “Our Revolution” has lots of voting rights proposals. He also has a lot of financial reform proposals but misses the core problems.

“The Failure of Laissez Faire Capitalism” blames banks and the 1% for our problems but misses the fact that the underlying problem is our broken Capitalist Democracy and concepts allowed under Citizens United.

“The Assassination of a Broken Democracy” uses a thriller story to subliminally propose getting rid of 10 problems that did not exist 200 years ago. Some of the 10 problems include gerrymandering, filibuster and super PACs.

“Tyranny” and “Revolution” propose changing some of these but offer no process to get change done.

On the other hand, “Assassination” proposes a solution to eliminate these problems which did not exist 200 years ago.

Originalists like SCOTUS Judge Alito want to put us back 200 years. Since these 10 problems did not exist 200 years ago, they should agree to get rid of them.

AVAILABLE WHERE AND WHEN

I hope you enjoy “The Assassination of a Broken Democracy” as much as I did in bringing it to you. It is currently available at Lulu.com.

https://www.lulu.com/shop/michael-e-kelley/the-assassination-of-a-broken-democracy/paperback/product-kvnr4ee.html

Coming soon to Amazon.com and BarnesandNoble.com.

Michael E Kelley

“College Students Too Stoopid to Vote” – Cleta Mitchell of GOP

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NASHVILLE — A top Republican legal strategist, Cleta Mitchell, told a roomful of GOP donors over the weekend that conservatives must band together to limit 1. voting on college campuses, 2. same-day voter registration and 3. automatic mailing of ballots to registered voters, according to a copy of her presentation reviewed by The Washington Post.

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FOMCGPT Is Better Than FEDERAL RESERVE

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Federal Open Market Committee (FOMC) sets policy for the Federal Reserve.

Data to Monitor Once A Month \\ 50 Plus Year Average \\ Acceptable Range

  1. Consumer Price Index YOY (CPY) Avg 3.8% Range 3%-5%
  2. Case Shiller Home Price Index YOY (HPY) Avg 5.29% Range 3.5%-7%
  3. Unemployment Rate (UR) Avg 5.73% Range 4.5%-7%

Tools Available

  1. Raise/lower Federal Funds Rate if CPY is too high/too low
  2. Raise/lower Federal Mortgage Rates if HPY is too high/too low
  3. Raise/lower Quantitative Easing if UR is too low/too high
  4. Auction Off Troubled Financial Institutions

Financial Institution Tests

  1. Uninsured deposits / domestic deposits < 50%
  2. Loans and held-to-maturity securities / total deposits  < 50%
  3. Financial Institutions that fail both tests for two consecutive quarters are auctioned off.

RESULT: No peer pressure, no human error, no recessions!

FOMCGPT(tm) To The Rescue!

A ChatGPT bot (FOMCGPT) has been designed to generate Federal Reserve policy once a month incorporating the algorithm above using easily modifiable configuration files. It is being tested using Federal Reserve FRED data from April 2021 to April 2023.

What Would $4 Billion in Election Money Buy?

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We just saw the most expensive midterm election in our nation’s history.

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Did you get any robocalls? Are you sick of them?

The effect of  U.S. Supreme Court rulings like Citizens United resulted in a midterm election that cost almost $4 BILLION.  And much of it was DARK MONEY.

$4 BILLION could pay for one year of the entire budget of the state of Delaware.

$4 billion could buy 1 billion meals for the homeless.

Or pay for the entire annual Renewable Energy Loans Program.

Now the American people are taking a stand.

The fifth anniversary of the U.S. Supreme Court ruling that enabled that corruption is right around the corner — and people are gearing up to make this one of the last anniversaries before Citizens United is overturned.

Activists nationwide are renewing the fight to make their state the next to call for a constitutional amendment to overturn Citizens United.

Across the country, voters are outraged that a few billionaires continue to try to buy our democracy often hiding their identity.

Go to Money Out / Voters In http://www.moneyoutvotersin.org/

And help pave the way to restoring real democracy.

Retirement Plan That Mutual Funds Do Not Want You To See

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Social Security is a blessing in disguise.  It is the one thing that Congress does not dare cut.  It is the one benefit millions of Americans count on for retirement. It is a hole in one.

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Many people could retire if they withdrew their pensions and 401Ks early and delayed getting Social Security until they are 71.  That is what Mutual Fund Companies don’t want you to know.  That is because Social Security payments can increase 8% a year if you wait.  And withdrawing from 401Ks reduces Mutual Fund Company profits.

But do not take my word on this great secret.  Here is an article from the former President of Boeing Aerospace that agrees with delaying the collection of Social Security benefits until the age of 71.

http://www.marketwatch.com/story/how-to-profit-from-social-securitys-quirks-2014-08-07

Here is another one from a USAToday Personal Finance Journalist recommending you use your 401K before Social Security.

http://www.usatoday.com/story/experience/weekend/lifestyle/2014/10/30/use-401k-before-social-security/18008107/?csp=managingmoney

Free Ultimate Retirement Spreadsheet

An easy to use spreadsheet has been developed that can help you calculate your future retirement.  Just fill in a few boxes and your future income, taxes and net worth are automatically calculated.

retirement_spreadsheet_input

If you want to change the start and stop dates, just change the values in a few boxes.  Adjust the values all you want and as many times as you want until the ultimate retirement is right before your eyes.

This valuable yet free spreadsheet even takes into consideration the 50% tax if you earn more than the maximum income Social Security allows. No other calculator does this for you!

How To Get This Powerful Free Tool

Simply fill in the following form and this Ultimate Retirement Spreadsheet will be sent to you.  We will NOT sell your email address and we will NOT flood you with stupid offers.

So do not waste another minute.  You could enjoy retirement sooner than you think.

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Results may vary and are not guaranteed due to changes in inflation and tax laws.

Seminar: Data Management for Everyone

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Summary of Obama’s 2013 50th Anniversary Speech

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Here is the complete summary of Obama’s speech marking the 50th anniversary of the March on Washington in 37 sentences.

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In 1963, 200 years after the Constitution was written and 100 years after emancipation declared, that promise, those truths remained unmet.

People by the thousands from every corner of our country marched.

Dr. King’s oratory gave hope to millions.

In the face of hatred, marchers fought for freedom via discipline and persistence.

As a result, Civil Rights and Voting Rights laws were passed.

But the work of this nation is not complete.

Marchers were seeking jobs as well as justice.

For what does it profit a man, Dr. King would ask, to sit at an integrated lunch counter if he can’t afford the meal?

King’s dream is every American’s dream.

But unemployment remains twice as high for blacks and Latinos.

The gap of wealth between races has grown.

There is a shadow of poverty hanging over our youth.

The measure of progress is whether all hard-working people, regardless of race, can join the ranks of the middle-class.

This remains our great unfinished business.

Technology and global competition have not helped.

Our policies have suffered due entrenched interests that failed to give a fair deal.

We were told that greed was good and compassion ineffective.

That inequality was the price of a growing economy.

Elected officials blamed the government for economic woes.

Legitimate grievances evolved to criminal behavior.

Thus progress stalled, hope was diverted and we remained divided.

We now have a choice between the status quo or making change.

We are masters of our fate.

We need to work together and regain empathy.

Courage comes from our interracial experiences.

We need to turn towards one another and find we do not walk alone.

We can stand together for good jobs, good health care and good education.

The road will be long and we will stumble. That’s how a movement happens.

The marchers back then were young and fearless.

They dared to dream different and to imagine something better.

The urgency remains.  The flame remains.

Tireless teachers, successful businessmen, mothers, fathers, and veterans are marching.

Change does not come from Washington but to Washington.

When you take on the mantle of citizenship, you are marching.

People who love their country can change it.

When millions of Americans join together in brotherhood, we live up to the true meaning of our creed as one nation under God, indivisible, with liberty and justice for all.